By Chad Creveling, CFA and Peggy Creveling, CFA So far 2016 has ushered in a significant bout of volatility and fear in the markets. No one likes to see their portfolio drop in value, even temporarily, but much of the angst for many investors comes from preconceived notions about investing and returns that often do not match the reality of the markets. Unfortunately, misleading assumptions about investing can cause investors to make poor decisions, abandon...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission: Managing your money is hard enough when you're not constantly recalculating exchange rates. Chad and Peggy Creveling of Creveling & Creveling Private Wealth Advisory offer some strategies in this latest "Ask an Expert" edition. Q: I'm...
By Peggy Creveling, CFA and Chad Creveling, CFA As you look for a holiday gift for your favorite expat or perhaps just for some interesting reading over the holidays, have a look through our annual list of highly rated books from 2015, especially selected with the expat reader in mind. All can be easily purchased on the Internet, and while some are more serious, some are just for fun. For those expats who may live...
By Peggy Creveling, CFA and Chad Creveling, CFA If you're an expat working in Thailand, you may have the opportunity to participate in an employer-sponsored Thai Provident Fund. Thai Provident Funds (TPFs) are voluntary "defined contribution" pension plans intended to help private-sector employees in Thailand save for retirement. The plans encourage retirement savings by allowing Thai tax-deductible employee and employer-matching contributions to be made to individually owned employee accounts. Depending on your tax bracket, your...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission. U.S. citizens living overseas have faced increasing difficulty in maintaining U.S. brokerage accounts for their investments. Most recently, a major U.S. broker sent a mass mailing to account holders announcing an upcoming amendment of its account...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission. Q: A reader submitted this question: Hi, I have just filed a voluntary I-407 form at the American Embassy, where I renounced the green card I've had since 1971. Am I still entitled to Social Security...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission. We asked Peggy and Chad Creveling of Asia-based Creveling & Creveling Private Wealth Advisory for the ultimate ITIN (U.S. Individual Tax Identification Number) primer for Nonresident Aliens (NRAs) or American expats with NRA spouses: What is...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission. Caring for elderly parents is never easy, but it can be even more challenging for expats living far away from family members. Fortunately, technology and planning can make the task a bit easier. Here are a...
By Chad Creveling, CFA and Peggy Creveling, CFA The potential for higher-than-market yields coupled with full or partial principal protection offers a compelling combination of benefits for investors, especially in today's low interest rate environment. Catering to investors' need for security and desire for higher returns, private banks and other financial institutions in the offshore markets have jumped on the structured product bandwagon. Structured products come in all shape and sizes, but typically embed a...
By Peggy Creveling, CFA and Chad Creveling, CFA The U.S. S&P 500 reaches a fresh high; European interest rates fall to new lows. The talking heads on cable financial networks argue about asset price bubbles and the likelihood of a market correction. For expatriates trying to manage their long-term portfolios, the current environment may be unsettling. But when it comes to successful long-term investing, having a plan to deal with short-term uncertainty and market volatility...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission. We asked Peggy and Chad Creveling of Asia-based Creveling & Creveling Private Wealth Advisory how expat Americans can protect their personal finances and information from cybercriminals. Send your expat finance questions to expat@wsj.com This e-mail address...
The Wall Street Journal invited Creveling & Creveling to be part of a panel of experts for personal finance on its WSJ Expat site. The following article originally appeared on the WSJ site and has been shared with permission. We asked Peggy and Chad Creveling of Asia-based Creveling & Creveling Private Wealth Advisory if U.S. expats who are married to non-resident alien spouses should file U.S. taxes jointly with their spouses, or file separately. Send...